Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 85 Reviews

Image for Refinancing

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of loan options out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies to match you with the loan that meets your needs.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australasia (FBAA) and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Our Recent Reviews

Jay was absolutely awesome to deal with. Straight away he knew he could help us and he said he would do his best to help us. That he did, I had been to 3 other brokers in the past year and Jay was the only one willing to help us refinance our home. I couldn’t recommend Jay more highly.

Breanna Treacy

Excellent customer service!! Jay went above and beyond. Communication awesome

Fiona King

Couldn't have been more helpful and supportive through the entire process! Any questions I had were answered instantly with expert knowledge. Gave me many options to choose from, with a detailed analysis of each options pros and cons. I would definitely recommmend Empire Finance' if you are looking for a home loan. And I will be using them again. 5 Star service and communication.

Jeremy James

Jay was extremely professional and easy to deal with making the finance process simple and easy. Furthermore Jay was always quick to respond to any questions allowing the finance process to be competed in a time effective manner.

James Dainton

We had a great experience working with Jay. Very professional, reliable, and easy to communicate with throughout the entire process. Jay made everything smooth and stress-free. I would definitely recommend.

Alex Franze

Jay was an absolute pleasure to work with. As first-time home buyers, we weren’t sure what to expect, but he made the entire process feel simple, clear, and stress-free. He explained everything in a way that was easy to understand and was always available to answer our questions. We really appreciated his support and guidance throughout the journey. Highly recommend Jay to anyone looking for help with a home loan!

Jorja Goldman

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.