Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.
Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.
We're a proud member of the Finance Brokers Association of Australasia (FBAA) and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.
Really good people to deal with. Super helpful and pleasant. Nothing is too much trouble for them and they go above and beyond to get the beat deal. Really appreciate them.
Lynne Will-Holland
We had a fantastic experience with Jay. He settled finance for two vehicles for us, within the space of a week. He was prompt, knowledgeable, and professional and kept us informed every step of the way. It was a smooth and stress-free experience-highly recommend!
Laura Bowmaker
Jay was absolutely fabulous to deal with. He had fantastic communication through both email, text and phone. He worked incredibly efficiently and was able to have our loan to the relevant services in a timely manner. We will be using Jay again for future finance requirements.
Alex Carlin
We used Jay for both our house refinance and my recent car loan, and I couldn’t be happier with the service. Jay made the whole process simple, kept us informed every step of the way, and worked hard to secure great outcomes for us. His communication was excellent, and nothing was ever too much trouble. If you’re looking for a broker who is professional, knowledgeable, and genuinely cares about getting the best result for his clients, I highly recommend Jay. Thanks again for all your help!
Dylan Foster
Highly recommend Jay! He was professional, easy to deal with, and made the entire process smooth and straightforward. Great communication throughout and always happy to help. Thanks for making everything so easy!
Kiarah Lucas
I have dealt with Jay with multiple mutual clients as a Buyer's Agent. I can confidently say Jay goes above and beyond for his clients. His level of care and attention to detail stood out. My clients were always updated on their loan status and Jay regularly checks in with his clients to ensure they're on track for settlement and also post-settlement. Jay also thinks strategically being a property investor himself - something I highly value - so he's not just about getting a deal done but how he can best structure his client's portfolio so they can best build wealth and reach their goals. Thank you Jay for helping our mutual clients and I look forward to many more to come. If you're looking for an experienced broker for your finances, look no further - I highly recommend Jay from Empire Finance
Matthew Mok
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.