Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.
Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.
We're a proud member of the Finance Brokers Association of Australasia (FBAA) and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.
Honestly can’t recommend Jay enough! We came to him with a bit of a complicated situation, being self-employed, and about 100 questions 😂 and he has been incredible from the start. He really understands self-employed lending and actually took the time to look at our whole situation and work out what options we had. Nothing is ever too much trouble, he explains everything in a way that actually makes sense and is always so quick to get back to us. After a pretty frustrating experience elsewhere, finding Jay has been such a breath of fresh air. We finally feel like we understand our options and have a clear plan moving forward. So glad we found him and couldn’t recommend him enough!
Tayla-Jo Peters
Jay is very professional, reliable, prompt, knowledgeable and efficient. He was very responsive throughout the whole process. Highly recommend their outstanding services.
Rukiye Sarikaya
Working with Jay has been one of the best decisions we’ve made for both our personal finances and our business. Jay has consistently gone above and beyond to find the right solutions, making what could have been a stressful process feel straightforward and manageable.
brenden healy
We connected with Jay from Empire Finance when we decided it was time to find our long-term family home on some land, and we’re so glad we did! He took the time to understand what was important to us and gave clear, honest advice that was tailored to our situation. Jay was always personable, down to earth and quick to communicate. He explained everything in a way that was easy to understand, and once we’d found our property, he was consistently one step ahead, making the whole process feel easy during a big season of change for our family. We couldn’t recommend Empire Finance more highly and have already started letting our family and friends know that they can’t go past Jay when it comes to these things. Thanks so much for helping make this move happen for our family!
Tamara Goodwin
Highly recommend Jay at Empire Finance. He helped make the whole process of purchasing an investment property stress free with top notch communication and advice.
Kate Tracy
Thank you Jay and team at Empire Finance for your support, guidance and advice. You’re amazing
Jakki Sole
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.