Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Finance Brokers Association of Australasia (FBAA) and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
Really good people to deal with. Super helpful and pleasant. Nothing is too much trouble for them and they go above and beyond to get the beat deal. Really appreciate them.
Lynne Will-Holland
We had a fantastic experience with Jay. He settled finance for two vehicles for us, within the space of a week. He was prompt, knowledgeable, and professional and kept us informed every step of the way. It was a smooth and stress-free experience-highly recommend!
Laura Bowmaker
Jay was absolutely fabulous to deal with. He had fantastic communication through both email, text and phone. He worked incredibly efficiently and was able to have our loan to the relevant services in a timely manner. We will be using Jay again for future finance requirements.
Alex Carlin
We used Jay for both our house refinance and my recent car loan, and I couldn’t be happier with the service. Jay made the whole process simple, kept us informed every step of the way, and worked hard to secure great outcomes for us. His communication was excellent, and nothing was ever too much trouble. If you’re looking for a broker who is professional, knowledgeable, and genuinely cares about getting the best result for his clients, I highly recommend Jay. Thanks again for all your help!
Dylan Foster
Highly recommend Jay! He was professional, easy to deal with, and made the entire process smooth and straightforward. Great communication throughout and always happy to help. Thanks for making everything so easy!
Kiarah Lucas
I have dealt with Jay with multiple mutual clients as a Buyer's Agent. I can confidently say Jay goes above and beyond for his clients. His level of care and attention to detail stood out. My clients were always updated on their loan status and Jay regularly checks in with his clients to ensure they're on track for settlement and also post-settlement. Jay also thinks strategically being a property investor himself - something I highly value - so he's not just about getting a deal done but how he can best structure his client's portfolio so they can best build wealth and reach their goals. Thank you Jay for helping our mutual clients and I look forward to many more to come. If you're looking for an experienced broker for your finances, look no further - I highly recommend Jay from Empire Finance
Matthew Mok
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.