First Home Buyers

We'll help you into your First Home

5.0

from 102 Reviews

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We'll help you understand the loan types, grants and incentives to get you into your First Home

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the Finance Brokers Association of Australasia (FBAA) and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

Our Recent Reviews

Honestly can’t recommend Jay enough! We came to him with a bit of a complicated situation, being self-employed, and about 100 questions 😂 and he has been incredible from the start. He really understands self-employed lending and actually took the time to look at our whole situation and work out what options we had. Nothing is ever too much trouble, he explains everything in a way that actually makes sense and is always so quick to get back to us. After a pretty frustrating experience elsewhere, finding Jay has been such a breath of fresh air. We finally feel like we understand our options and have a clear plan moving forward. So glad we found him and couldn’t recommend him enough!

Tayla-Jo Peters

Jay is very professional, reliable, prompt, knowledgeable and efficient. He was very responsive throughout the whole process. Highly recommend their outstanding services.

Rukiye Sarikaya

Working with Jay has been one of the best decisions we’ve made for both our personal finances and our business. Jay has consistently gone above and beyond to find the right solutions, making what could have been a stressful process feel straightforward and manageable.

brenden healy

We connected with Jay from Empire Finance when we decided it was time to find our long-term family home on some land, and we’re so glad we did! He took the time to understand what was important to us and gave clear, honest advice that was tailored to our situation. Jay was always personable, down to earth and quick to communicate. He explained everything in a way that was easy to understand, and once we’d found our property, he was consistently one step ahead, making the whole process feel easy during a big season of change for our family. We couldn’t recommend Empire Finance more highly and have already started letting our family and friends know that they can’t go past Jay when it comes to these things. Thanks so much for helping make this move happen for our family!

Tamara Goodwin

Highly recommend Jay at Empire Finance. He helped make the whole process of purchasing an investment property stress free with top notch communication and advice.

Kate Tracy

Thank you Jay and team at Empire Finance for your support, guidance and advice. You’re amazing

Jakki Sole

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.