Home Loans
With access to hundreds of Home Loans, we're sure to be able to find the right one for you
When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice for your needs. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement.
When looking at different Home Loan Options, it's important to understand some of the key loan attributes:
Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.
We're a proud member of the Finance Brokers Association of Australasia (FBAA) and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.
Jay was absolutely awesome to deal with. Straight away he knew he could help us and he said he would do his best to help us. That he did, I had been to 3 other brokers in the past year and Jay was the only one willing to help us refinance our home. I couldn’t recommend Jay more highly.
Breanna Treacy
Excellent customer service!! Jay went above and beyond. Communication awesome
Fiona King
Couldn't have been more helpful and supportive through the entire process! Any questions I had were answered instantly with expert knowledge. Gave me many options to choose from, with a detailed analysis of each options pros and cons. I would definitely recommmend Empire Finance' if you are looking for a home loan. And I will be using them again. 5 Star service and communication.
Jeremy James
Jay was extremely professional and easy to deal with making the finance process simple and easy. Furthermore Jay was always quick to respond to any questions allowing the finance process to be competed in a time effective manner.
James Dainton
We had a great experience working with Jay. Very professional, reliable, and easy to communicate with throughout the entire process. Jay made everything smooth and stress-free. I would definitely recommend.
Alex Franze
Jay was an absolute pleasure to work with. As first-time home buyers, we weren’t sure what to expect, but he made the entire process feel simple, clear, and stress-free. He explained everything in a way that was easy to understand and was always available to answer our questions. We really appreciated his support and guidance throughout the journey. Highly recommend Jay to anyone looking for help with a home loan!
Jorja Goldman
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
J & K Nash Pty Ltd ATF Nash Family Trust ABN: 43 846 394 026. Credit Representative #566001 is authorised under Australian Credit License #389328
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. These testimonials were given by our customers. They are individual experiences of our customers that have used our service. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.
Site by Broker Studio
