Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 40 Reviews

Image for Refinancing

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of loan options out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies to match you with the loan that meets your needs.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australasia (FBAA) and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Our Recent Reviews

Jay has been an absolute legend to deal with, prompt to reply to all our emails and questions as first home buyers, genuine and honest. Couldn’t recommend Jay highly enough!

Rebekah Warrener

Jay is fantastic, great service always stays in contact and keeps you up to date on the loan process and each stage, very professional and easy to deal with would recommend him to anyone needing finance.

Lauren Heddle

Our experience working with Jay was outstanding. We had a unique situation from our employment circumstances combined with a very short turnaround before the auction. Jay navigated these two constraints very well and had us prepared and ready to go for the auction. I would highly recommend engaging Jay, he was great to work with, very quick to respond with exceptional knowledge. Thank you once again Jay. Jack and Emily

Jack Flanagan

Highly recommend Jay and the team, Jay provided really great advice, his product knowledge was amazing and always kept us up to date with the progress of the loan. Will definitely continue to work with Empire Finance for all future projects.

Kane

Highly recommend these guys jay man was great didn’t miss a beat and made things really easy from my end to deal with can’t speak highly enough thanks again ???? ...

Thomas Campbell

Originally from another broker my borrowing capacity was $160,000. Crippled by serviceability... I own an investment property with my brother and my parents... we own a third each, which made it tricky. I also had a block of land, So I ...

Kayne Walker

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.