Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 59 Reviews

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We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of loan options out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies to match you with the loan that meets your needs.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australasia (FBAA) and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Our Recent Reviews

I was very impressed with this service. Director Jay Nash, makes navigating the financial world so much easier. His knowledge, expertise and social skills are exceptionally. I will be using Empire Finance Mortgage Brokers as part of my business moving forward.

Brian leahy

I am not a finance expert at all… but Jay helped me secure a loan for an investment property with ease. He ran me through every process… answered so many questions i had… at all hours of the day… and it was always a relaxing experience having him explain it and step me through the process. I would definitely recommend Jay if you are looking at any sort of financial help with loans. Super helpful. Thanks heaps mate - see you on the next investment.

Hayden Purcell

Jay went above and beyond to support us, particularly when we were confused by the paperwork. He was patient, clear, and incredibly thorough, which gave us total confidence throughout the process. An outstanding broker we’d recommend without hesitation. An absolute professional!

Jodie van Popering

We cannot thank Jay from Empire Finance enough. He has guided us through refinancing our mortgage, buying a new car, and now purchasing another home. Jay is incredibly knowledgeable, accommodating, and always available to answer our ...

MINT

Jay was very helpful throughout the entire process. Would definitely recommend empire finance. Thanks for everything

Tim Austin

Jay’s level of knowledge, tailored guidance and approachable nature made our experience in refinancing seamless and successful. Jay’s passion and commitment to his clients is a true and reflective testament of the quality and expertise he delivers. We will continue to seek advice with Empire Finance for all our future investments. Jess Petreski

Jess Petreski

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.