Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Finance Brokers Association of Australasia (FBAA) and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
Jay has been an absolute legend to deal with, prompt to reply to all our emails and questions as first home buyers, genuine and honest. Couldn’t recommend Jay highly enough!
Rebekah Warrener
Jay is fantastic, great service always stays in contact and keeps you up to date on the loan process and each stage, very professional and easy to deal with would recommend him to anyone needing finance.
Lauren Heddle
Our experience working with Jay was outstanding. We had a unique situation from our employment circumstances combined with a very short turnaround before the auction. Jay navigated these two constraints very well and had us prepared and ready to go for the auction. I would highly recommend engaging Jay, he was great to work with, very quick to respond with exceptional knowledge. Thank you once again Jay. Jack and Emily
Jack Flanagan
Highly recommend Jay and the team, Jay provided really great advice, his product knowledge was amazing and always kept us up to date with the progress of the loan. Will definitely continue to work with Empire Finance for all future projects.
Kane
Highly recommend these guys jay man was great didn’t miss a beat and made things really easy from my end to deal with can’t speak highly enough thanks again ???? ...
Thomas Campbell
Originally from another broker my borrowing capacity was $160,000. Crippled by serviceability... I own an investment property with my brother and my parents... we own a third each, which made it tricky. I also had a block of land, So I ...
Kayne Walker
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.