First Home Buyers

We'll help you into your First Home

5.0

from 75 Reviews

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We'll help you understand the loan types, grants and incentives to get you into your First Home

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the Finance Brokers Association of Australasia (FBAA) and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

Our Recent Reviews

Jay was incredible to deal with. Made the process super easy & explained everything with great detail. Would highly recommend!

Breanna Hexter

Understood our requirement. Came up with solutions and offered exceptional customer service.

James Meek

We had a really great experience working with Brayden. The whole process was straightforward and easy to follow, and he took the time to talk us through all the available options so we understood exactly what we were choosing. Brayden was always happy to answer any questions we had and responded quickly whenever we reached out. What impressed us most was how fast everything moved — we had an outcome within just a few days. Overall, a smooth, professional experience that we’d definitely recommend.

Chany Phillips

My partner and I used Brayden to take out a loan for a property. Throughout the process Brayden proactively communicated with us on all matters and was readily available to call and ask questions at any time. He found us a great loan product that suited our needs perfectly.

Noah Scott

We recently refinanced our home loan with the help of Brayden from Empire Finance Mortgage Brokers and couldn’t be happier with the experience. Brayden made the entire process simple, explained everything clearly, and secured us a great deal. Communication was excellent from start to finish and nothing ever felt like too much trouble. Highly recommend Brayden to anyone looking to refinance! 👍

Adam Hickey

Brayden was super helpful, got four different options and then worked through the best option for our situation. Our refinancing was pretty quick and hassle free allowing us to take out equity for renovations. He is easy to contact and if unavailable will get back to you asap. If he doesn’t know an answer to a question he will find the answers for you. Highly recommend

Zoe Dew

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.