Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.
Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.
We're a proud member of the Finance Brokers Association of Australasia (FBAA) and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.
I was very impressed with this service. Director Jay Nash, makes navigating the financial world so much easier. His knowledge, expertise and social skills are exceptionally. I will be using Empire Finance Mortgage Brokers as part of my business moving forward.
Brian leahy
I am not a finance expert at all… but Jay helped me secure a loan for an investment property with ease. He ran me through every process… answered so many questions i had… at all hours of the day… and it was always a relaxing experience having him explain it and step me through the process. I would definitely recommend Jay if you are looking at any sort of financial help with loans. Super helpful. Thanks heaps mate - see you on the next investment.
Hayden Purcell
Jay went above and beyond to support us, particularly when we were confused by the paperwork. He was patient, clear, and incredibly thorough, which gave us total confidence throughout the process. An outstanding broker we’d recommend without hesitation. An absolute professional!
Jodie van Popering
We cannot thank Jay from Empire Finance enough. He has guided us through refinancing our mortgage, buying a new car, and now purchasing another home. Jay is incredibly knowledgeable, accommodating, and always available to answer our ...
MINT
Jay was very helpful throughout the entire process. Would definitely recommend empire finance. Thanks for everything
Tim Austin
Jay’s level of knowledge, tailored guidance and approachable nature made our experience in refinancing seamless and successful. Jay’s passion and commitment to his clients is a true and reflective testament of the quality and expertise he delivers. We will continue to seek advice with Empire Finance for all our future investments. Jess Petreski
Jess Petreski
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending a variety of Home Loan options for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.